Bausparen: Förderung mittels Wohnungsbauprämie

1. Wie Bausparen staatlich gefördert wird

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(1) Arbeitnehmer-Sparzulage

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(2) Altersvorsorgezulage und ggf. Sonderausgabenabzug (Riester-Förderung)

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(3) Wohnungsbauprämie

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2. Wie hoch ist die Wohnungsbauprämie?

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3. Wer kann die Wohnungsbauprämie beanspruchen?

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4. Was bei der Verwendung von Bausparverträgen zu beachten ist

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a) Das gilt für Bausparverträge, die vor dem 1.1.2009 abgeschlossen wurden

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b) Das gilt für Bausparverträge, die ab dem 1.1.2009 abgeschlossen werden

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Unschädliche Verwendungsoption für Jugendliche

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Unschädliche Verwendungsoption in Härtefällen

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5. Was alles wohnwirtschaftliche Zwecke sind

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6. Wie Sie an die Wohnungsbauprämie kommen

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7. Andere Anlageformen mit Wohnungsbauprämie

a) Ersterwerb von Anteilen an Bau- und Wohnungsgenossenschaften

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b) Wohnbau-Sparverträge

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c) Baufinanzierungsverträge

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8. Steuerliche Behandlung

a) Wohnungsbauprämie

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b) Bausparzinsen

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Abzug von Kapitalertragsteuer

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c) Zinsen für einen Zwischenkredit oder Auffüllungskredit

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d) Abschlussgebühr

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e) Kontogebühr

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9. AKTUELL: Erweiterung von Personenkreis und Investitionsradius

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