Vermietung: Finanzierungskosten

1. Was alles sind Finanzierungskosten?

Laufende Schuldzinsen

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Kreditnebenkosten

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Disagio / Damnum

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Beiträge zu einer Risikolebensversicherung

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Abschlussgebühr für einen Bausparvertrag

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Auffüllungskredit auf den Bausparvertrag

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Übernahme eines zuteilungsreifen Bausparvertrages (Vorratsbausparvertrag)

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Fahrtkosten

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Notar- und Grundbuchkosten

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Anzahlung für gescheiterten Kaufvertrag

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Aussetzungszinsen auf die Grunderwerbsteuer

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Bauzeitzinsen

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Verwaltungskostenbeiträge

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Währungsverluste

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Sonstige Kosten im Zusammenhang mit der Finanzierung

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2. Vorfälligkeitsentschädigung

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Xxxxxxx Xxxxxxxxxxxxx: Xxxxxxxxxx: Xxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxx.

3. Schuldzinsen nach Aufgabe der Vermietung oder Verkauf des Hauses

Xxx Xxxxxxx xxxxx xxxxxxxxxxx Xxxxxxxxx xxxx xxx Xxxxxxxxxxxxxx xx Xxxxxxxxxxx xxx Xxxxxxx xxx Xxxxxxxxxxxxx xxxxxxxxx. Xxxx xx xxxx xxxxxxxxx, xxxx xxx Xxxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxx xxxxx xxxxxxxxx x xxx xxx Xxxxxxxx xxxxxxx xxxxxxxxx xxxxxxxxxxxx xxx. Xxxxxx Xxxxxxxxx xxx xxxxxxx xxx xxx. XxxxxxxxxxxXxxxxxxxxx xxx. Xxxxxxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxx xx xxx xxxxx Xxxxxxxxxxxxxx xx xxxxxxxxxx. Xxx Xxxxx xxx, xx xxx xxxxx xxxxxxxxxxxxxx Xxxxxxx xxx Xxxxxxxxx xxx Xxxxxxxxxxxx xxx xxxxxxxxxxxxxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxx xxxxxxxxx xxxx. Xx xxxxxxxxxxxxx xxx, xx xxx xxxxxx xxxxxxxxx Xxxxxxxxxxxx xxxxxxxxx

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• xxx xxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxx.

a) Schuldzinsen für fremdfinanzierte Anschaffungs-/Herstellungskosten

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Xx xxxxxxxx xx xxx Xxxxxxxxxxxxxxxxxxxxxxx xXXXxXxxxxxxxx xxx xx.x.xxxx, XX X xxX xxxxxxxxxxxxxx.

b) Schuldzinsen für fremdfinanzierte Erhaltungsaufwendungen

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4. Schuldzinsen bei Umwidmung eines Hypothekenkredits

Xxxxx xxxxxx xxxx xxx Xxxxxx xxx xxx Xxxxxxx xxxxx Xxxxxx xxxxx xxx Xxxxxxx xxx xxxxxxxxxxx xxxxxxxxxx Xxxxxxxxxxxxxxxxx xxxxxxxxx, xxxxxxx xxxxxxxxxxx xxxxxxxx. Xxx Xxxxxxxxxxxx xxxx xxx xxxxxx xxxxxxxxx Xxxxxxxxxxxxxxxx xxxx xxxxx xxxxx xxxxxxxx xxxxxxxxx xxx xxx Xxxxxxxxxxxxxxx. Xx xxxxxx Xxxx xxxx xxx Xxxxxxxxxxxx xxxxx xxx xxxxxxxxxxxxxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxx, xxxxxxx xxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxx xxxxxxxxx xXXXxXxxxxx xxx x.x.xxxx, XXxXx. xxxx XX X. xxx. Xxxx: Xx xxxx xxx xxx Xxxxxxxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxxx xxxxxxxxxxx!

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Xxxxxxxx:
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5. Schuldzinsen bei einem teilweise vermieteten Gebäude

Xxxxxxxxxxx Xxx xxx Xxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxx xxxxx Xxxxxxxxx, xxx xxxxxxxxx xxxxxxxxx xxx xxxxxxxxx xxxxxx xxxxxxx xxxx, xxx Xxxxxxxxxxxx xxx xxx Xxxxxxxxxxxx, xxxxxxx Xxx xxx Xxxxxxxxxxxxxxx xxxx xxxxx Xxxxxxxxxx xxxxxxxxxxxxxxx xx xxxxxx Xxxxx xxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxx xxx Xxxxxxxxxxx xxxxxxxx x xxx xxxxx xxxxx xxxxxxxx xx Xxxxxxxxxxx xxx Xxxxx xxxx Xxxxxxxxxxxx xXXXxXxxxxxxxx xxx xx.x.xxxx, XXxXx. xxxx X X. xxxx.

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a) Wie Sie bei Anschaffung des Gebäudes vorgehen

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b) Wie Sie bei Herstellung des Gebäudes vorgehen

Xxx xxx Xxxxxxxxxxx xxxxx Xxxxxxxxx xxxx xxxx xxx Xxxxxxxxx xxx Xxxxxx xxxx Xxxxx xx xxxxxxxxxxxxx:

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• Xxxxxxxxx Xxxxxx xxx Xxxxxxxxxxxxxx xx. X. Xxxxxxxxxxxx xxxx xxx Xxxxxx xxx Xxxxxxxx, xxx Xxxxxx, xxx Xxxxxxxxxxxxxx, xxx Xxxxxxxxxxxxxxx, xxxx xxx xxx xxxxxxxxx Xxxxxxxxxxxxxx xxxx xxx Xxxxxxxxxxx xxx XxxxxxXxxxxxxxxxxx xxxxxxxx xxxxxxxxxx. Xxxx xxxx xxxx, xxxx xxx Xxxxxx xxxx xxx Xxxxxxxxxx xxx xxxxxxxx Xxxxxxxxx xxxxxxxxxxx xxxxxxxxxxx xxxxxx, xxxx xxx xxx xxx xxxxxxxxxx Xxxxxxxxxxxxx xxxxxxxxxxxx Xxxxxx xxxxxxxxx xxxxxxxxxxx.

Xxxxxxx xxxx xxx "xxxxxxxxxxxxxxxx Xxxxxxxxxxxx" xxxxxxxx xxx xxxxxxxxxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxx xxxxxxxxxx xxx xxx Xxxxxxxxxxxx xxxxxxxxxxxx xxxxxxxxxxx xxxxxx. Xxx xxxxx xxxxxxx Xxxxxxxxxxxx xxx xxx xxxxxxxxxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxx xxxxxxxxxx, xxxx Xxx xxx Xxxxxxxx xXxxxx Xx. xx xxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxx xxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxx xxx xxxxxxxxxxx Xxxxxxx xx Xxxxxx xxxxxx Xxxxxx xxxxxxx xxxxxx. Xxx xxxxxxx xxx xxxxxxxx Xxxxx xXxxxx Xx. xx xxxxxxxxxx, xx xxx Xxx Xxxx Xxxxxxxxxxx xxxxxxxxxx, xxx xxxxx xxx Xxxxxx xxx xxxxxx xxxxxxxxx Xxxxxxx xxxxxxxx. Xxxxx xxx xxxxxxxxxxxxx Xxxxxxx xxxxx xxxx xxx Xxxxxxxxxxxx xxxxxxxxxx xxxxxx xxxx, xxx xxxxxxxx xxx. xxx xxxxxxxxxxx Xxxxxxxx xxxxxxxxxxx. Xxxx Xxxxxxxxxx xxx Xxxxxx xxx Xxxxxxxxxxxx xxxx xxx Xxxxxx xxx xxxxxx Xxxxxxxxxxxxx xxxx xxxxxxxxx xxxxxx. Xx xxxx xxxxxx xxx xxxxxxxxxxx xxxxxxxxxxxx xxxx, xxx xxxxxxx Xxxxxxx xxxxxxx Xxxxxxxxxxxx xxxxxxxxxx xxxxxx xxx x xxx xxxx xxxxxx xxxxxxxxxx xxx xxxxx xxx xxxx xxxxxxxxxxxx Xxxxxxxxx!

Xxxxxxxxxx Xxx xx, xxx Xxxxxx xxx xxxxx Xxxxx xx xxxxxxx xxx xxxxxxx xxx Xxxxxx xxxx Xxxxxxxxxxx xx xxxxxxxxxxx, xxxx xxx Xxxxxxxxxxxx xxxx xxx Xxxxxxxxxxx xxx Xxxxxxxxx xxx xxxxxxxxx Xxxxxxxxxxxxx xxxxxxxxxxxxxxxx xxxxxxxxxxx.

Xxxxxx xxx Xxxxxx xxxx xxx Xxxxxxxxxx xxx xxxxxxxx Xxxxxxxxx xxxxxxxxxxx xxxxxxxxxxx xxx xxxxxxx, xxxx xxxx xxx xxx xxx xxxxxxxxxx Xxxxxxx xxxxxxxxxxxx Xxxxxx xxxxxxxxx xxxxxxxxxxx xxxxxx, xxxx xxx Xxxxxxxxxxxxxxx xxx xxxxxxxx xxxx xxx Xxxxxxxxxxx xxx XxxxxxXxxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxxxxxxxx xXXXxXxxxxx xxx xx.x.xxxx, XXxXx. xxxx XX X. xxxx.

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c) Was Sie bei Renovierung des Gebäudes wissen sollten

Xxx xxxxxxxxxxxx Xxxxxxxxxxxxx xxx xxxxx xxx Xxxxxxxxxxx xxx XXXxXxxxxxxxxx xxx xx.x.xxxx xXXxXx. xxxx X X. xxxx xxxxxx xxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxxx xx Xxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxxxx xxxxxxxx xxxxxxxxx Xxxxxxxxx, xxxxxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxx xxxxxxxxxx xxx XXX Xxxxxxx xxx xx.x.xxxx, XXxX xxxx X. xxxx.

d) Wenn das Darlehen höher ist als die Anschaffungs- oder Herstellungskosten

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Xxxxxxxx:
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e) Heilung von Fehlern kaum möglich

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• Xxx Xxxxxx xxx XX Xxxxx xxx x xxxxxxxxxxx x xxxxxxxxx Xxxx xxxxxxxx: Xxxxxxxxx xxxxxx xx Xxxxx xxxx xxx Xxxxxxxxxxxxxxxx xxxxxxxx. Xxxx xx Xxxxxxx xxx Xxxxxxxxxxx xxxxxx xxx xxxxxx, xxx Xxxx xxx xxxxxxxxx. Xx xxxxxxxxxxx Xxxxxxxxxxx xxxx xxx Xxxxxxxxxxxxxxxxxx xxxx xxxxxxxxxxxx xxx xxx xxxxxxxxxxxxxxxxx Xxxxxxxxxxxxx xxxxxxxxxxxxxxx x xxxxxxxxxx Xxxxxxxxxx xxxxxxxxxx xxxxxx. Xxxxxxxxxx xxxx xxx Xxxxxxxxxxxxxxx xxxxx xxx Xxxx xxx xxx Xxxxxxxxx xxxxxxxxxxx xxxxxx, xxx xxx xxxx xxxx xxx Xxxxxxxxxxx xxx Xxxxxxxx xxxxxxxx, xxxxxx xx xx xxxxx Xxxxxxxxxxx xxx Xxxxxx xxx Xxxxxxxxxxxx xxx xxxxxx xxxxxxxxxxxxx Xxxxx xxx xxx Xxxxx xxxxxxxx xxx, xxxx xxxxx Xxxxxx xxxxx xxxx xxxxxxxxxxx xx xxxxxxxxxxxxx xxxxxxx xxxxx. Xxx xxxxxx Xxxxx xxx xxxxxx xxx xxxxxxxxxxxxx Xxxxxxxxx xxxx xxx xxxxxxx Xxxxxx xxxxxxx xxxxxx. Xxxxxxxxxxxxxxx xxxxxxx xxx Xxxxxxxx xxx Xxxxxxxxxxxx xxxxx xxxx xxx xxxx xxxxxxxxxxx Xxxxxxxxxxxx xxxxxxxxxx xxxxxx. Xxxxx: Xxx Xxxxxxxxxxxx xxxxx xxx xx xx x xxx xxxxx xx xxx x xxxxxxxxx.
• Xx Xxxxx xxxx xxxxxxxxxx xxx Xxxxxxxx xxxxxxxxxx xxxxx Xxxx xxx Xxxxxxxx xxx Xxxxxxxxxxxxxxxxxx, xx xxx Xxxxxxxxxxxxxxxxxx xxxxx xxx xxxxxxxxxxxx Xxxxxxxxxxxx xxxxxxxxxxx xxxx. Xxx Xxxxxxxxxxxxxxxxxx xxxxxx xxxxxxxxx xxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxx xxxxxx xxxxxxxxxxxxx xxx xxxxx xxxxxxx Xxxx xxxx Xxxxxxxx xxx. Xxxxxxxxxx xxx Xxxxxxxxx xxxxxxxxx xxx Xxxxxxxx xxx Xxxxxxxxxx, xxxxx Xxxxxxxx xxxxx xxx Xxxxxxxxxxxx xxxxxxxxx xxx xxx xxxxxxxxxx xxxxxxxxx Xxxxxx xxxxxx xxxxxxxxx xxxxxxxxxxxx xxxxxxx xxxxxx. Xxx xxxxxxxxxxx xxxxxxxxx xxx xxxxxxxxx xxxxx xxxxxxxx Xxxxxxxxxxxxxxxxxxxxxxxx xxxxx: xxxx xxx Xxxx xxxxx.
• Xxx XX Xxxxx xxx xxx xxxx xxx XXX xxxxxxx xxxx xxxxxxxxx xx. Xxx xxxxxxxxxxxxx Xxxxxxx xxx xxxxxxxxxxxxxx Xxxxxxx xxxxx xxxx xxxxx xxxxx xxxx Xxxxxxxxxxxxxxxxxxxxx xxxx xxxxx xxxx Xxxxxxxxxxxxxxx xxx xxxxxxxxxxxx Xxxxxxx xxxxxxxxxxx xxxxxx. Xx xxx xxxx "xxxxxxxxxxxxxx Xxxxxxxx". Xxx Xxxxxxxxxxx xxxx Xxxxxxxxxxxxxxx xxx xxxxxxxxxxxxxxx Xxxxxxxx xxx xxx Xxxxxx xxxxx xxxx Xxxxxxxxxxxx xxxxxx xxxxxx xxxx, xxxx xx xxx Xxxxxx xxx xxxxxxxxxxxxxxx Xxxxxxx xxxxxxx xxxx Xxxxxxxxxxx xxxxxxxx xxxxx. Xx xxx xxxxxxxxxxxxxx Xxxxxx xxxx xxxxxxx xxx xxxxxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxx xxx xxxxxxxxxxxxxxxx Xxxxxxxxxxxxx xxx xxxxxxxxxxxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxx xxx xxxxxxxxxxxxxxx Xxxxxxxxxxxxx xxxxxxxx xxxxxx xxx, xxxxxxxx xxxxxx xxx Xxxxxxxxxxx xxx xxxx xxx Xxxxxxxxxxxxxxx xxx xxxxxxxxxxxxxxx Xxxxxxxx xxxx xxx xxxx, xxxx xx xxxxx Xxxxxx xxx xxxxx Xxxxxxxxxxxx xxxxxx. Xx xxxxxx xxxxxx xxx xxx Xxxxxxxxx xxx Xxxxxxxxxxxx xxxxx.

XXXXXXXXX:xxxxxxXxx XXXxXxxxxxx xxxxx xx xxx Xxxxxx xxxx xxxxxxxxx Xxxxxx xxxxx "Xxxx xxx xxx Xxxxxxxxx. Xxx Xxxxxxxxxxxxxxx xxxxx xxxxxxxxxxxxx Xxxxxxxx xxxxxx xxxx xxx Xxxxxxx xxxxx xxxxxxxxxxxxxx Xxxxxxxxxxx, xxxx xxx Xxxxxxxxxxx xxx Xxxxxxxx xxx Xxxxxxxxxxxxxx xxx xxxxx xxxxxxxxx Xxxxxxxxx xxxxxxxxxx xxx xxx xxxxxxxxxxxxx Xxxxxxxxxx xxxxxxxx xxxxxxxxxxxxxxx xxxxx, xxxx xxx xxxxxxxxxxxxxxxx Xxxxxx xxx Xxxxxxxx xxxxxxxxxxxx xxxxxx. Xx Xxxxxxxxxxxxxxxx xxxxxxx xxx xxxxxxxxxxx Xxxxxxxxxx xxx xxx Xxxxxxxx xxx xxx Xxxx xxxx Xxxxxxxxxxxxxxxxxxxxxx XxxxxxxXxx xxxxxxxxxxxxxxx xxxxxx xxxxxxx. Xxxxxx xxxxxxxx, xxxxxx xx xxxxxxxxxxxxxx Xxxxxxx xxxx xxx xxxxxxxxx Xxxxxxxxxxxxxxxxxxxxxx xxxxxxxx xxxxxx. Xxxx xxxxxxxxxx xxxxxxx xxx Xxxxxx xxxxxxxxxx x xxx xxxxx xxxxxxxx xxx xxxxx Xxxxxxxx xxx Xxxxxxxxxxxxxxxxxx xxxxx xxxxxxxxxx xxxx. Xxxxx xxx xxxx xxx "xxxxx" Xxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxx xxxXX Xxxxx: Xxx Xxxxxx xxxxx, xxxx xxx Xxxxxxxxxxxxxx, xxx xxx Xxxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxx xxxxx Xxxxxxxxxxxxxxxxxx xxxx xxx xxx xxx xx xxx Xxxxxxxxxxxxxx xXxxxx xxxxxxxxxx Xxxxxxxxxx xxxxxxx, xxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxx xxxxxxx xx xx Xxx. x Xx. x XXxX xxxxxxxxxx. Xxx xxxxx xxxxxx xxx Xxxx Xxxxxxxxxxxxxxxxxxx xxxxxxxxxxx xxx xxxxxxx xx xx Xxx. x Xx. xx XXxX xxx Xxxxxxxxx xxxxxxxxx xXXXxXxxxxxxxx xxx xx.x.xxxx, XX X xxX xxxxxxxxxxxxx:xxx, Xx. xxx xxx. XxxxxxXxxxxxxxx Xxxxxxx xxxxx.

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• Xxx xxxxxxxxxxxxxxxx Xxxxxxxxxxxx xxxxxxxx Xxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxx xxx xxxxxxxxxx Xxxxxxxxxxxxxx xxxxx xxx xxx, xxxx xxx Xxxxxxxxxxxxxxxxxx xxx xxxxxxxxxx Xxxxxxxxxxxxx xxxxxxxx xxxxxxxxx xxx xxxxxxxxxxxx xxxxxxxxxxx xxxxxx xxx xxx Xxxxxxxxxxxx xxxxxx xxx xxx Xxxxxxxxxxxxxxxx xxxxxxxxxxxx xxxx Xxxxxxxxxxxx xxxxxxxxx, xxx xxx Xxxxxxxxxxx xxx xxx Xxxxxxxxxx xxxxxxxxxx Xxxxxxxxxxxxx xxxxxxx xxxxxxxxxxx xxxx
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• Xxx Xxxx: Xxx Xxxxxxx xxxxxx xxx xxxxxxxx Xxxxxxxxxxx. Xx xxx Xxxxxxxx xxxxxxxx xxxx xxxx xxxxxxxxxxxxxx Xxxxxxxxx. Xxxx xxx xxxxxxxxxxx Xxxxxxxxxxx xxxxxxx xxx Xxxxxxxxx xxx xxxxxxxxx xxx.xxx XXX xx Xxxxx xx Xxxxx xxx xxx.xxx XXX xxx xxx Xxxxxxx xx Xxxxxxxxxxx, xxx xxx Xxxxxxx xxxx xxx Xxxxxx xxx Xxxxxx xxxxxx xxxxxxx. Xxx Xxxx xxxxxxx xxx xxx xxxxxxxxxxxxxxxx Xxxxxxxxx xxx Xxxxxxxxx. Xxx Xxxxxxxxx xxxx xxx xxxxxxxxxxxxxx Xxxxxxx xx Xxxxxxxxxxx xxxxxxx xxx Xxxxxxx xxx Xxxxxxxxxxxx xxxx xxx Xxxx xxxxx xxxxx Xxxxxxxx xxxxxxxxxx. Xxx Xxxxxxxxxxxxxxx xxxxxx xxxxxxxxx xx xxxxx xxxxxxxx Xxx xxx Xxxxxxxxx xxx Xxxxxxxx xxxxxxxxxxxxxx. Xxx xxxxxx Xxxxx xxxxxxxx xxxx xxxx xxx xxxx xxx Xxxxxxxxxxxx xxx Xxxxxxx xx Xxxxxxxxxxx xxxxxxxxxxxx Xxxxxxxxxxx. Xxx xxxx xxxxx xx xxxxxx Xxx xxx xxxxxxx Xxxxxxxxx xxxx xxx Xxxxxx xx xxxx Xxxxxxxxxxxxxxxxxxxx xxxx Xxxxxxxxxx xx Xxxxxxxxxxx xx xxx Xxxxxxxxxxxx xxxxxxx. Xx xxxxxx Xxxxxxxxxxxxxxxxxxxxxxxxx xxxxxx xxx Xxxxxxx xxx xxx xxx xxxxxxxxx Xxxxxxxxxxxx xx xxxxxx Xxxxx xxxxxxx. Xxx Xxxxxxxxx xxxxxxxx xxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxx xxx xxxxxxxx xxxxxxxxxxxx xxx Xxxxxxx xxx xxxxxxxxxxx Xxxxxxx. Xxxx xxxxx xxx xx xxxxxxx xxx XXX xxx xxx Xxxxxxx xxxxx xxxxxxx.
• Xxxxxxxxxxx: Xxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxxx xx xxxxxxxxx Xxxxxxxxx xxxxxxxxx xxxx Xxxxxx xxxxx Xxxxxxxxxxxxxxxxxx xxxxxxxxxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxx xxxx xxx xxxxxxxxxxxxxxx xxxxxxxxxxxxxx xxxxxxxx xx xxxxxxxxxxxxx Xxxxxxxxx. Xxx xxx xxxx xxxxxxxxx!
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• XXXX: Xxxxxxxxxxxxx xxxxxxx xx, xxxx xxx Xxxxxxxxxxxxxxx xx xxxxxx Xxx xxx xxxxxxxx xxxxxxxxx Xxxxx xxxxxxxxxxxxxx xxxxxx xxx xxx xxxx xxxx xxxxxx xxxxxxxxxx xxx Xxxxx xxxxxxxxxx. Xxxxxxxxxxx xxx, xxxx xxxx xxxx xxxxxx Xxxxxxxxxx xxx xxx Xxxxx xxxxxxxx xXxxxxxxxxxxx xxx xxxx xx xxxxxx Xxxxxxxx xxxxxx Xxxxxxxxxxxxxxxxx xxx xxx Xxxxx xxxxxxxxxxx. Xxxxx Xxxxxxxxxx xxxxx xxx Xxxxxxxxxxxxx xxx Xxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxx. Xxx xxxxxxxxxxxxxxx xxxxx xxx xxxxxxxx Xxxxxx xxx Xxxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxx. Xxxxxxxxxxx xxxxxxxx xxxx xxx xxxxxxxxxxx Xxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxx xxx xxxxxxxxxxxx Xxxxxxxx xxxxxxx xxxxxx Xxxxxx xxxxxxxxx xxxxxx. Xxx xxxxxxxxx xxxxx xxxxxxxxxxxxxxxxxx. Xxxxxxx Xxxxxxxxxxxxx xx xxx Xxxxxxxxxxxxxxxx xxxxxxx xxxx xxxxxxx xxxxx xxxxxxxx xxxxxx, xx xxx Xxxxxxxxxxxxxxxx xxxxxxx xxxxxxxxxxxx xxxxxx Xxxxxxxx xxx. Xx xxxx xx xxxxxx Xxxxxxxxxxxxxxxxx, xxx xx xxxxxx Xxx xxxxxxxxxxx xxx xxx xxx Xxxxxxxxxxxxxx xxxxxxxx Xxxxxxxxxxxxx xxx xxxxxxxx xxxxxxx xxxxxx, xx Xxxxxxxxx xxxxx xxxxxxxxxxxx xxxx xxxxxxxxxx. Xxxxxx Xxxxxxxxxxxxx xxxx xxx xxxxxxxxxx Xxxxxxxxxxxxxxxxxxxx xxxx xxxxx xx xxxxxxxxx.

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6. Schuldzinsen bei einem teilweise beruflich genutzten Gebäude

Xxxx xxx Xxxxxxxx xxxxxxxxx xxxx xxxxxxxxxx xxxx xxxxxxxxxxx Xxxxxx xxxxxxx, xxxx xxx Xxxxxxxxxxxx xxxx Xxxxxxxx, xxx xxx Xxx xxxx Xxxx xxx Xxxxxx xxxxxxxxxxx xxxxxx, xx Xxxxx xxx Xxxxxxxxxxxxxxxxxxxx xxx. xx Xxxxx xxx xxxxxxxxxx xxxxxxxxx Xxxxxxx xxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxx xxxxxxxxxxxxxxxxxxxxx Xxxxxx xxxx xxx Xxxxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxxx xxxxxxxxxxxxxxxx Xxxxxx xxxxxxxxx xXXXxXxxxxx xxx xx.xx.xxxx, XXxXx. xxxx XX X. xxxx.

Xxxxxxxxxxx Xxx xxx Xxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxx xxx Xxxxxx xxx Xxxxxxxxxxxx xxx xxx Xxxxxxxxxxxx, xxxxxxx Xxx xxx Xxxxxxxxxxxx xxxx xxxxx Xxxxxxxxxx xx xxxxxx Xxxxx xxx Xxxxxxxxxxxxxxxxxxx xxxxxxxxx x xxx xxxxx xxxxx xxxxxxxx xx Xxxxxxxxxxx xxx Xxxxx xxxx Xxxxxxxxxxxx xXXXxXxxxxxxxx xxx xx.x.xxxx, XXxXx. xxxx X X. xxxx.

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Xx xxxxxx xxxx xxx Xxxxxxxxxx xxx xxxxx Xxxxx x xxxxxxxxxxx.

7. Schuldzinsen bei Erwerb eines Miteigentumsanteils

Xxxx xxx Xxxxxxxx xxxx xxxx Xxxxxxx xxx Xxxxxxxxxx xxxxxxxx xxx xxxxxxx Xxxxxxxx xxxxxxxxxx, xxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxxxxxxxx. Xxxxxxxxxxx xxx xxx xxxxxxxxx Xxxx:

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Xxx Xxxxxxxxxxxxx Xxxxxxx xxx xxxxxxxxxxx, xxxx xxx Xxxxxxxxxxxx xxxx xxx Xxxxxxxx, xxx xxx xxx xxxxxxxxxx Xxxxxxx xxxxxxxxxx xxxx, xxxxx xx xxxxxx Xxxxx, xxxxxxx xxx xxxxxxxx xxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxxxxxxxx xxxx. Xxxx xxxxxxxx xxxx xxxx xxxxxxxxxxxx xxxxx xxx xxxxxxxxxx Xxxxxxx, xxxxxxx xxx Xxxxxxxxxxxxxxxxxx xxx xxxxxxx Xxxxxxxxx xx xxxxxxxxxxx Xxxxxxxxxxxxxxxx. Xxx xxxxxx Xxxxxxxxxxxxxxxx xxxx xxx xxx Xxxxxxx xxxxxxxxx xxx xxx Xxxxxxx xxxxxxxxxxxxx xXX Xxxxxxx xxx xx.x.xxxx, x X xxxxx, xxx.x.

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8. Grundstücksverkauf in der Familie: Kein Zinsanteil in den Kaufpreisraten

Xxxxxxx xxx Xxxxxxxxx xxxxxx xxxxxxx x xxx xxxxx xxxxx Xxxxxxxxxxxx x xxxxx xxxxxxxxxx Xxxxxxxxxxxxxx xxxxxxxxxxx, xxxxx xxx Xxxx xxx Xxxxxxxxx xxxxxxxx xxx xxx xxxxxxxxxxx Xxxxxxxx xxxxxxxx xxxx xxxx xxxxx xxx xxxxxxxxxxx Xxxx xxxxxxxxx xxx xxx Xxxxxxxx xxxxxxxxxxxx xxxxxxxxxx xxxx. Xxxxxxxxxxxxxx xxxxxxxx xxx Xxxxx xxxx xxx Xxxxxxxxxxxxxxx xxxxxxxxxxx Xxxx xx Xxxx xxx xxx.xxx XXX xx xxxxxx Xxxx xxxxx xxxx xxxxxxxxxx Xxxxxxxxxxxx xxx x.xxx XXX xxxx xxx Xxxxx xxx xx Xxxxxx. Xxxxxxx xxx xxxx, xxxxxxx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxx xxxxx xxx Xxxx xxx Xxxxxxxxx. Xxxx xxxxxxxxxx xxx Xxxxx xxx xxxx Xxxxxxxxxx xxx xxxxx xxxxx Xxxxxxxxxxx xxx.

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9. AKTUELL: Vorfälligkeitsentschädigung vei Verkauf der Immobilie

Xxx xxx Xxxxxxxxx xxxx xxxx xxxxxxxxxx Xxxxxxxxxxxxxxxx xxxxxxxx, xxx xxx xxxx Xxxxxxxx xxxxxx, xxxxx xxx xxx Xxxxxxxxxxxxxxxxxxxx xxxxxxx xxx xxxxxxxxx Xxxxxxxx. Xxxxxxxx xxxxxxxxx xxx Xxxxxx xxxx xxxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxxxxxxxxxxxxx. Xx xxxxxx xxxx xxx Xxxxx, xx xxx Xxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxx xxx xxx Xxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxx xxxxxxxxx xxxxxx xxxx. Xxx Xxxxxxx xxx xxxxxx xxxxxxxxxxxx: Xxx Xxxxx xxxxx xxxxx xx Xxxxxxxx.

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